Credit and Empowerment Scheme for Trade, Through Micro Credit Bank : Break the barriers and Fuel your growth.

The effiat micro credit and empowerment scheme is a program aimed at promoting inclusive economic growth. We see small-scale traders as the backbone of our local economy. By offering tailored financial solutions along with essential training and mentorship, we help individuals turn their small businesses into sustainable, successful enterprises that contribute to local development. We envision a future where every Effiat trader not only survives but thrives. By investing in our people, we are creating a strong, self-sustaining local economy that benefits the whole community.